I went to see a specialist about some ankle surgery I need. Basically a bone graft and some pins to fuse my talus (the main ankle bone) which is in pieces.
Unfortunately my private health cover with NIB ($178 a month in premiums) doesn't cover a single cent, and not even the hospital stay under the basic hospital cover + extras that I have. I would be up for a bill of over $7,000.
So, if private health doesn't give any benefit, what's the point? At this stage, it's only a way of avoiding the medicare surcharge at tax time.
